Spend Anywhere.
Accepted by millions of merchants across the world. Virtual card for instant use, physical card for everyday purchases. Tap, pay, withdraw, anywhere.
Your money. Your identity. Anywhere.
A private account that lets you hold, send, spend and grow your money globally without banks, borders, or giving up ownership.
Stay Private.
Maintain control over your financial data through powerful privacy infrastructure that keeps you compliant without the exposure.
Earn & Trade With Ease.
Access competitive yields while keeping your capital secure & available to withdraw at anytime. Trade across digital asset and stock markets. Make confident decisions with real-time market insights.
Fiat & Crypto. One Account.
Move seamlessly between crypto and everyday money. Convert instantly, spend across borders and pay anywhere cards are accepted.
Some products and features may be subject to availability within your region.*
Move money anywhere.
Skip the banking maze.
Send money globally in seconds from a self-custodial account. No waiting for business hours, zero fees for swaps or FX, just global payments that work when you do.
USDC
ETH
Send money to a name, not a wallet address.
Your defi ID® replaces long wallet addresses with a memorable identity. Receive payments, send funds and access your private financial footprint, all while staying in control.
Sisteramy.defi.com
Everything your money should do.
Earn.
Earn on your balance automatically. Get better rates than your bank!
Trade.
Trade seamlessly without moving funds between apps or wallets. Access the best of finance from one place.
Spend.
Pay anywhere & earn with your Card powered by defi.com, supported across 100M+ merchants globally.
Tap between accounts
FAQs
Find out all you need to know.
Early access opens in Q4. We're bringing people in from the waitlist in batches rather than all at once, so joining early means getting in sooner. You'll get an email when it's your turn.
Built to work globally, anyone can join the waitlist. Restrictions may vary based on the country, and some features arrive market by market as we clear local requirements. When you're invited in, we'll show you what's available where you are.
Not to open an account, hold, send or convert your money. Verification is only required when you cash out to a bank account or apply for the card.
Creating an account and exploring the platform is free. Some actions carry a fee, and where they do you'll see exactly what it costs before you confirm anything.
No. defi.com is non-custodial: your money sits in an account only you control. We can't move it, freeze it or lend it out.
You spend and send in USDC, and can convert into a wide range of digital assets inside the app. Moving between your defi.com balance and everyday money works in USD, GBP, EUR, MXN, BRL and COP, with more markets added over time.
Finance designed around you.
Get early access to the account you’ve been waiting for